Clear Financial Advice : Copyright 2010 : Bayhill Advisors Inc. : Privacy Policy : Terms of Use : About Us : : Copyright 2010 : Bayhill Advisors Inc. : Privacy Policy : Terms of Use : About Us : BAYHILL ADVISORS, INC. WEBSITE TERMS OF USE AND LEGAL RESTRICTIONS                                                                Please read these terms carefully before using this website ("Site"). Using this Site indicates that you accept these terms ("Terms"). If you do not accept these Terms, do not use this Site. Regulatory Information Bayhill Advisors, Inc. ("Bayhill") is a State of California Registered Investment Advisory firm. Bayhill does not render or offer to render personalized investment advice or financial planning through this Site. This Site is limited to the dissemination of general information on Bayhill's service offerings and provides for an efficient method by which a prospective client may contact us. Bayhill may provide advisory services to residents of the State of California and certain non- resident and non-US citizen international clients. The existence of this Site should not be construed in any direct and indirect manner as a solicitation for advisory services in any state beyond which Bayhill maintains registration. Disclaimers This Site is for informational purposes only. This Site is in no way a solicitation or offer to sell securities, investment advisory services or financial planning except in the State of California or where an exemption or exclusion from such registration exists. The information throughout this Site is obtained from sources which we, and our information suppliers, believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this Site should be interpreted to state or imply that past results are an indication of future performance. The information contained does not purport to be complete and is not intended as the primary basis for investment decisions. It should also not be construed as advice meeting the particular investment needs of any investor. You should consult directly with your financial, tax and legal advisors to determine the appropriateness of the information contained in this Site before asking any action. Bayhill may make changes to the services, materials and information at this Site at any time without notice. The information contained on this Site may be out of date, and Bayhill makes no commitment to update the information and services at this Site. Limitation of Liability In no event will Bayhill, its custodian(s), its broker-dealer, its suppliers, or other third parties mentioned at this Site be liable for any damages whatsoever (including, without limitation, those resulting from lost profits, lost data or business interruption) arising out of the use, inability to use or the results of use of this Site, any website linked to this Site, or the materials or information or services contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not Bayhill has been advised of the possibility of such damages. If your use of information, services or materials from this Site results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof. Links to Third-Party Websites Links on this Site to third-party websites are provided solely as a convenience to you. If you use these links, you will leave this Site. Bayhill has not reviewed all of these third-party sites, does not control them and does not make any representations or warranty, either expressed or implied, concerning the accuracy, completeness, or timeliness of information, services, data, software or other products and materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to this Site, you do this entirely at your own risk. Linking to This Site You may create links to this Site from other sites, but only in accordance with the following terms and in compliance with all applicable laws. A site that links to Bayhill Site: May link to but not replicate Bayhill content Should not create a browser or border environment around Bayhill content Should not imply that Bayhill is endorsing it or its services, information or products Should not misrepresent its relationship with Bayhill. Should not present false information about services and products of Bayhill Should not use Bayhill logo without permission from Bayhill Should not contain content that could be construed as illegal, distasteful, offensive or controversial, and Should contain only content that is appropriate for all age groups. User Submissions Bayhill does not want to receive confidential or proprietary information from you through this Site. Any material, information or other communication ("Communications") you transmit or post to this Site will be considered non-confidential, non-insider, and non-proprietary. Bayhill will have no obligations with respect to the Communications. Bayhill and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial and non-commercial purposes. Personally identifiable information that you submit to Bayhill for the purpose of receiving services and products will be handled in accordance with the Bayhill Privacy Policy. You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, racist, obscene, pornographic, or other material that would violate any law. Bayhill may revise these Terms at anytime by updating this posting. You should visit this page from time to time to review the then-current Terms because they are binding on you. Revised January 2010 Clear Financial Advice : Copyright 2011 : Bayhill Advisors Inc. : Privacy Policy : Terms of Use : About Us :